Property Details

Own This Beautiful Home in Phoenix — No Bank Needed | ITIN OK

Quick Highlights

• Address: 8314 N 29th Ave, Phoenix, AZ 85051
• Price: $425,000
• Beds / Baths: 3 bd / 2 ba
• Square Footage: 1,370 sq ft
• Lot Size: 6,351 sq ft
• Year Built: 1961
• Current Status: Vacant / Move-in Ready
• Ideal For: Owner-Occupants, ITIN Buyers, Self-Employed Families

Property Overview

Welcome home to this move-in-ready 3-bedroom, 2-bathroom property in a quiet central Phoenix neighborhood. This home is perfect for families ready to own instead of rent — no bank approval required! With flexible owner financing options, including ITIN and self-employed approvals, you can start building equity immediately while enjoying the comfort of a fully updated home.

Interior Features

• Spacious open floor plan with great natural light
• Updated kitchen and bathrooms
• Tile flooring throughout (low maintenance)
• Central HVAC system
• Laundry on site
• Fresh paint and move-in condition

Exterior Features

• Covered carport + driveway parking
• Fenced backyard with mature trees
• Low-maintenance desert landscaping
• Solid block construction with newer roof and dual-pane windows

Financing Terms

• Home Price: $425,000
• Down Payment: 10–12% ($45,000–$50,000)
• Monthly Payment: ≈ $3,200 (includes taxes & insurance)
• Interest Rate: 9.9% fixed
• Loan Term: 30 years with 5-year balloon (extensions available)
• Close Timeline: Within 30 days or sooner

Why This Program Works

✅ No banks required — we finance directly
✅ ITIN accepted — no SSN needed
✅ Self-employed buyers welcome
✅ Simple approval process — no credit score required
✅ Fixed monthly payment for peace of mind
✅ Closed Title Company ensures full transparency

Why This Home Works

• Fully updated and move-in ready
• Centrally located near schools, shops, and freeways
• Great family neighborhood with strong owner-occupant pride
• Perfect starter or forever home
• Build real equity while paying less than rent

Example Scenario

With a $50,000 down payment, your monthly payment would be about $3,200 (PITI) — that’s often less than renting a similar home in the area.

Access

• Vacant – easy to show
• Tours available daily by appointment

Next Steps

Ready to own your home?
Contact us to tour and apply today‍