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Preparation is Power

Before you start touring homes, gathering your documents can make your approval process smooth and stress-free. Lenders and real estate strategists will need certain paperwork to verify your income, savings, and identity.

Here’s a quick checklist to help you stay ahead of the game:

• Recent pay stubs (last 30 days)
• Two years of W-2s or tax returns (or ITIN filings if applicable)
• Two to three months of bank statements
• A valid photo ID or ITIN card
• Proof of any additional income (like self-employment or side work)