The Complete Guide - Buying a Home with an ITIN

The Complete Guide - Buying a Home with an ITIN
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Dani Rose
Buying Process
November 14, 2025

You Don’t Need a Social Security Number to Own a Home

Many people believe they can’t buy a home without a Social Security Number — but that’s not true. If you pay taxes using an Individual Taxpayer Identification Number (ITIN), you already have a path to homeownership.

Lenders and programs across the U.S. now recognize ITIN holders as qualified buyers, giving more families the opportunity to build equity and stability instead of renting forever.