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Build a Strong Financial Foundation

Transitioning from renting to owning starts with knowing your numbers. Review your income, expenses, and savings so you understand how much home you can comfortably afford. Begin setting aside funds for your down payment, closing costs, and move-in expenses—it doesn’t need to happen overnight, just consistently.

Strengthen Your Credit

Your credit score plays a big role in your ability to qualify for financing. Pay down debts, make payments on time, and avoid new credit inquiries in the months leading up to your home purchase. A few small improvements can make a big difference when it’s time to apply.